I have used splash money since 2004 on palm & till now. It was and still ( on palm) the best finance a application. I use it with the desktop and send accounting details to my accountant. I design my own icons as well. It is simply the best ( but on palm format). The iPhone product is no where close to my palm product. I installed it and purchased the desktop for iPhone. I tried to transfer DATA from the desktop palm to desktop iPhone and then to iPhone. The categories, payees will not be remembered. That means i have to re- enter all the categories and payees that I had stored for last 7 years. The custom icons are gone. Account balances has changed( probably due to transfers transactions). It is also much slower, bulkier, not straight forward. My advise to the engineers if the company wanted to keep their clients ! to: 1- allow easier transfer between the data on desktop palm to desktop iPhone. It should be one file that have all transaction and records ( as in quicken and quick book). 2- allow the ability to create custom icons. 3- what is so difficult with fixing the transfer transaction issue. Is it a rocket science!. 4- fix the synchronization between desktop and iPhone app. 5- allow creating of balance sheet. Is that really difficult!. 6- please please allow us at least to have a choice of palm like interface which was great interface. I wish splashdata team fix these issues otherwise I am stuck with my palm, or probably it is time to experiment with better product on iPhone.